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Park Avenue Securities Form CRS

Securities products and advisory services offered through Park Avenue Securities, LLC (PAS), member FINRA, SIPC. OSJ: 6455 S. Yosemite St. Suite 425, Greenwood Village, CO 80111. (303) 770-9020.
PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY.
Lucet Advisors, LLC (Lucet Advisors) is not an affiliate or subsidiary of PAS or Guardian. Lucet Advisors is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor.

The Living Balance Sheet® and The Living Balance Sheet® Logo are service marks of The Guardian Life Insurance Company of America® (Guardian), New York, NY. © Copyright 2005-2023 Guardian. Jay is a Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian. Tammie is a Registered Representative and Financial Advisor of Park Avenue Securities. David is a Registered Representative and Financial Advisor of Park Avenue Securities and Special Agent of Guardian. Peter is a Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian.

This material is intended for general public use. By providing this material, Lucet Advisors is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation. The Five Star Wealth Manager award is not issued or endorsed by Guardian or its subsidiaries. The annual Five Star Wealth Manager award is based on criteria developed and obtained by Five Star Professional. No compensation has been provided by the advisor in connection with obtaining or using the third-party award. 2023-152772 Exp 03/25

Jay Clark CA insurance license #0C84391

Tammie Myers Sharp CA insurance license #0K74980

Peter Lewandowski CA insurance license #4103303

Video Approvals: 2023-152778, 2023-152777, 2023-152775, 2023-152774 Exp 03/25

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